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Your Partner to Success

Why move when you can upgrade your home with Style?

28 Aug

Why move when you can upgrade your home with Style?

Our HomeStyle Loan enables borrowers to Renovate their

existing home and include the rehabilitation costs in the same loan

Our loan is a more flexible product in comparison to the 203K  with few restrictions

upgrade with style

HomeStyle Loan Highlights

Purchase and Renovate or Renovate your existing home

     How is it different than a traditional 203k loan?

ü  Luxury Items Allowed! 

ü  Investment Properties Allowed!

ü  No Up Front Mortgage Insurance Premium

ü  Monthly MI per FNMA Standards

ü  1 – 4 units, Owner Occupy 1 unit

ü  Townhomes, PUD’s, Condos, 2nd Homes, Investments

ü  Eligibility: Current Home Owners, Move-Up Buyers, Investors

ü  Renovation Examples: New Kitchen and Baths, New Hardwood or carpet flooring, New Roof, Addition or paint

Now available, the Conventional 1% Down loan with an instant Equity Boost for the borrower


• Buyers put down 1%, the lender contributes 2% toward the down payment, giving them 3% equity at closing

• Great low rates
• Close in 45 days or less
• Available with NO monthly Mortgage Insurance

Call Richard today (404-919-7545) and get your clients the home they’ve always wanted. Web site:

GFM 1% Down Video Video:





Contact Us Today and leverage our HomeStyle Loan Product and create the house you’ve

always wanted without moving!









Georgia Residential Mortgage Licensee# 18978 

NMLS# 160318  Florida# MBR1545  

NMLS# 1068719 GRMA# 38328
Georgia Residential Mtg licensee# 18978






A VA-to-VA refinance is the key to eliminating the hassle.

28 Aug

Low VA Rates With A VA Streamline Refinance

Many homeowners are afraid to refinance.  It’s sad, but true.  They are often intimidated by the process. But the benefits are too big to ignore.  
Fortunately, if you have a VA loan already, the process is easier — and less confusing — than for most homeowners.
A VA-to-VA refinance is the key to eliminating the hassle. And that’s exactly what the little-known VA Streamline loan does for you.

>>Check Today’s Low VA Rates<<

The VA Streamline Refinance gives the most to veterans and here’s why…

1. Refinance with Ease.
A VA Streamline loan is also known as the Interest Rate Reduction Refinance Loan (IRRRL), because veterans can lower their rate and monthly home payment quickly and easily.The veteran has already been approved for their first VA loan; now they can get a , lower interest rate, without going through the full approval process again.

2. No appraisal necessary. As long as a veteran already has a VA loan, they do not need to go through the process of an appraisal. This means that even if a homeowner owes more than what their house is worth, they can still be approved because no one will know the current value of the home.

**TIP: the VA homeowner ALSO does not need to sign up for mortgage insurance because bankers believe that since the loan is with the federal government, it is a lower risk. This makes the approval that much easier!

>>Get Your New Low Rate Now>>

3. No hassling with paystubs, bank statements, or tax returns. When a VA homeowner wants to refinance their home, there is no need to go through the process of checking pay stubs or bank statements or tax returns! This means that as a VA homeowner you can qualify if a spouse or co-homeowner has become unemployed or if there’s a reduction in family income.

4. Quick Closing. With a VA- VA Streamline loan the closing process is quick. You can get your new rate and be paying less monthly in weeks, not months.

5. Dive into low VA rates. Right now, general mortgage rates are extremely low, and VA loan rates are even lower. The government backs these loans, so banks can lend at an ultra-low interest rate. With this information in-mind, those who have a VA loan can expect to lock in extremely low rates.

** Let’s re-cap the secrets a VA homeowner can TAP into…

  • No appraisal necessary
  • No mortgage necessary
  • No income documents necessary
  • A quick closing
  • Low VA rates

Richard Simpson – Mortgage Consultant
Good Friend Mortgage Inc., A Consulting and Financing Firm,
1500 Abbey Court
Alpharetta, GA 30004
Web site:
404-919-7545 –Office
NMLS# 1068719 GRMA# 38328
Georgia Residential Mortgage Licensee# 18978
Branch NMLS#: 160318



My Loan Hero platform approves more folks

28 Aug

My Loan Hero platform approves more folks

 My Loan Hero platform approves more folks to satisfy every type of customer that walks into your place of business.’s lending platform also provides fixed-term financing for commonplace top-dollar concerns such as buying a couch, replacing the brakes on a car or getting cosmetic surgery. (

 Submit every application into my platform, sit back, and watch your approval rates soar. Because Stiforp, LLC has multiple lending partners integrated into one platform obtaining financing for customers with great credit to no credit has never been easier.  We offer a solution that is better for business clients and better for their customers..  A simple process with quick approvals and direct payments to the business  Better interest rates than a credit card at a cost lower than what merchants pay today.  
Plus we offer up to three years SAC (same as cash) Check out this link from The San Diego Union-Tribune regard our program.
·Loan Hero offers you the opportunity to work from home with: 
  Top leading payout and commissions 
· No cap on the commission you can earn.
· Receive expert training on cutting edge funding programs.
To become a paid Finance agent go to my URL/link http://BIZ-FI.COM/agents
To get a unsecured business loan with zero interest
for 14 months go to:  http://BIZ-FI.COM
My Loan Hero platform approves more folks My Loan Hero platform approves more folks My Loan Hero platform approves more folks

Use a reverse mortgage to buy a home?

21 Aug

 Over the years, celebrities such as Robert Wagner, Alex Trebek and Fred Thompson have touted reverse mortgages as a way to supplement a senior’s fixed income by tapping equity that has accrued in their home. But here’s another, less common use of reverse mortgages that these celebrities may not have mentioned in their commercials: buying a new home. And in some cases, seniors can still hold on to their old homes, too.

In 2009, the Federal Housing Administration introduced a new product called the Home Equity Conversion Mortgage for Purchase,
or HECM, which allows older Americans to buy a new home by putting a reverse mortgage on it. So far, the product has been little used.

From October 2013 through June 2014, more than 40,000 reverse mortgages were originated, according to the FHA. But only 3.3% of those were used to buy another home.

“It’s new and just catching on,” says Peter Bell, president and CEO of the National Reverse Mortgage Lenders Association. “I recommend to all seniors that if they are age-eligible and considering purchasing a home, they should at least look at the option.”

Before applying for a mortgage, shop for the best rates at

Who can use a reverse mortgage?

A reverse mortgage is a type of mortgage in which a homeowner can borrow money against the value of his or her home. No repayment of the mortgage (principal or interest) is required until the borrower dies or the home is sold.

But reverse mortgages aren’t for everyone. In fact, they were specifically designed for older Americans whose net worth was tied up in the homes they already owned. Seniors can use a reverse mortgage to purchase a new home, too, while keeping their existing one.

“Some seniors may want to live closer to family but don’t want to give up their original home,” says Maggie O’Connell, reverse mortgage specialist at “It could work well for snowbirds or those who want to live in a state with no taxes on income or retirement funds.”

Below are some key points you’ll want to know about reverse mortgages before applying for one.

Borrower requirements under HECM for Purchase to get a reverse mortgage are:

  • The minimum age is 62 years old.
  • Borrowers must own the property outright or have a considerable amount of equity in it.
  • The home must be the borrower’s primary residence.
  • The borrower must be able to pay the home’s property taxes, insurance premiums, homeowners association dues and any other ongoing property costs.
  • The borrower must have no delinquent federal debt.

The property must pass certain requirements, such as meeting all FHA standards and flood requirements.

Types of eligible dwellings under HECM for Purchase:

  • Single-family homes.
  • 2- to 4-unit homes with 1 unit occupied by the borrower.
  • Condominiums approved by the U.S. Department of Housing and Urban Development.
  • FHA-approved manufactured homes.

Any new construction requires a certificate of occupancy, NRMLA’s Bell says. Right now, you can’t get reverse mortgages on homes that are to be built by a developer, he says.

How this reverse mortgage works

The reverse mortgage can cover 47% to 52% of the home’s purchase price, says Julie Didyoung, a HECM for Purchase specialist at Reverse Mortgage Funding. The buyer has to come up with the rest from retirement accounts, gift money or savings.

The amount you can borrow under HECM for Purchase in a reverse mortgage depends on:

  • The age of the youngest borrower or non-borrowing spouse.
  • The current interest rate.
  • The home’s appraised value.
  • The initial mortgage insurance premium.

Many of the costs can be wrapped up into the loan,

Read more: 

Richard Simpson – Mortgage Consultant
Good Friend Mortgage Inc.
A Consulting and Financing Firm
Direct line: 404-788-4420
NMLS# 1068719 GRMA# 38328
Georgia Residential Mortgage Licensee# 18978
Branch NMLS#: 160318

Rental Property Loan Products

10 Aug

There is no oneRental Property Loan Products

We are proud to provide a reliable source of financing through our simple and efficient loan process. B2R is committed to helping individual real estate investors grow and stabilize their rental portfolios.

Portfolio Pro

Portfolio Pro is designed to help savvy investors unlock equity and get more cash out of their existing rental investments. With Portfolio Pro you can consolidate multiple rental property mortgages into a single loan so you can continue to grow your portfolio. With attractive rates and up to 75% loan-to-value (LTV) on fixed-rate loans, these loans are a great way to get cash out from your existing rental properties. There’s no personal income verification as funding decisions are based on rental property cash flow. Interest-Only loans are also available. Portfolio Pro loans require a minimum of 7 eligible properties, and loan amounts begin at $700K.*

Foundation Loan

Investors can use the Foundation Loan to purchase or refinance single rental properties. Business loans range from $75K to $750K with up to 80% LTV for acquisitions and 75% LTV for refinances. Asset-based lending decisions are based on property cash flow, not personal income.*


*Terms and Conditions apply. All loans are subject to investor and business credit approval, appraisal and geographic location of the property and other underwriting criteria. Loan amounts and rates may vary depending on loan type, LTV, verification of application information and other risk-based factors. Application Fees, closing costs and other fees may apply.

Apply Now

Please complete the form and one of our experienced Client Managers will contact you.

If you have any questions regarding this form, please call us at 404-919-7545

* Required Fields

By submitting your phone number, you expressly consent to authorize B2R Finance to contact you at the number you provide with information about our loan products and to continue your application. Calls may be made using automated dialing and other phone technology. You do not need to consent to receive calls as a condition of receiving services from us. Please call us directly at 404-919-7545  if you do not wish to submit this form.

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