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Your Partner to Success

NO Income Required
We DO NOT require a Credit Check or a Credit score!

http://RSIMPSON-404-919-7545.INFO

LIKE me on FaceBook: http://on.fb.me/NnLTSE

7545 for your loan approval.

Call Richard 404-919-7545 for your loan approval.

Business Loans and Cash Advances Up To $3,000,000 Bad Credit Ok

Loan Program Features:

  • Up to $3,000,000 available
  • Terms up to 2 years
  • Very flexible with credit with scores as low as 500 (no open BK’s)
  • Tax Liens, Foreclosures, Collections and Judgments OK
  • Premium Programs available for excellent credit applicants
  • Approvals within 24-48 hours
  • Funding within 1-7 days

Apply today call Richard 1-404-919-7545

Borrow up to 100% of your Home’s appraised Value

Questions call Richard 404-919-7545

Questions call Richard 404-919-7545

Borrow up to 100% of your Home's appraised Value 

  • Consolidate debt. 
  • Upgrade your Home.
  • Or just pull out Cash!

Very few Lenders allow you to take out all of your home's equity without having you pay off debts.  Good Friend Mortgage will allow you take out ALL of your home's appraised value, and get that back in cash! You choose what you want to do with the money. We are committed to serving our Nation's Veterans, and providing them with a quick and easy VA financing experience.

 In just a 5 minute Phone call Richard Simpson  (404-919-7545) for your  no obligation consultation!  Vets, please Call Richard now or fill out your information online at my Good Friend Mortgage web site for me to help you reach your financial goals! 

Qulify  for a VA loan

Questions? call Richard 404-919-7545

Questions? call Richard 404-919-7545

Advantages of Assumable VA for: Buyers:

  1. Mortgage is further into amortization schedule.
  2. Lower interest rates amortize faster than higher interest rate loans.
  3. Lower closing costs than a new mortgage.
  4. Easier to qualify than on a new mortgage.
  5. No appraisal required. 

VA Flyer

Attention Vets: Good Friend Mortgage offers 100% purchase VA loans (No down-payment required

 

Question? call Richard 404-919-7545

Question? call Richard 404-919-7545

Are you Eligible for a VA Loan?

The Home Loan Specialists at Good Friend Mortgage  can help you determine if you are eligible for a VA Loan, and even help you obtain your Certificate of Eligibility.

Questions about whether you qualify? Call1 404-919-7545 to speak with an expert.

You may be eligible for a VA Home Loan if:

  • You have served 90 consecutive days of active service during wartime,OR
  • You have served 181 days of active service during peacetime,OR
  • You have more than 6 years of service in the National Guard or Reserves,OR
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.

Did You Know that VA Loans are Assumable?

Advantages of a VA loan:

Lower Payments

Competitive interest rates and no private mortgage insurance mean lower monthly payments.

No Down Payment

The VA Home Mortgage is one of the only home loans available today with no down payment required.

Easier to Qualify

The VA Loan Program provides homeownership opportunities for millions who wouldn't otherwise qualify for conventional financing.

First-Time Buyers

No down payment and relaxed credit standards means loans from the VA Program are especially helpful for first-time homebuyers.

Advantages of Assumable VA for: Buyers:

  1. Mortgage is further into amortization schedule.
  2. Lower interest rates amortize faster than higher interest rate loans.
  3. Lower closing costs than a new mortgage.
  4. Easier to qualify than on a new mortgage.
  5. No appraisal required. 

Qulify  for a VA loan

Questions? call Richard 404-919-7545

Questions? call Richard 404-919-7545

Good Friend Mortgage Non-Prime Standard – Your Solution to loan denials

  • 7545 for your loan approval.

    Call Richard 404-919-7545 for your loan approval.

    Good Friend Mortgage Non-Prime Standard -
    Your Solution to Agency declinations

  • Credit scores down to 500
  • Up to 90% LTV
  • Combo loans up to 85% CLTV (min 680 score)
  • 100% gift funds allowed
  • DTI up to 50% considered
  • Owner-occupied, 2nd homes, and investment properties
  • Non-warantable condos considered
  • Jumbo loans down to 500 score
  • 7/1 ARM or 30-year fixed
  • No pre-payment penalty for owner-occ and 2nd homes
  • No active trade lines.  OK with housing history
  • SFR, town homes, condos, 2-4 units
  • Seller concessions to 6% (2% for investment)

   30 Fixed & 5/1 ARM

                  90LTV No MI w/ 680 

                  85LTV No MI w/660

     80LTV w/ a 580

      Min FICO = 500

                  Only 1 day Seasoning on Foreclosure & Short Sale –

                  Only 1 day seasoning on BK 

      ALT DOC – 24 month bank statement option (FTHB not allowed)

   Up to 20 Financed Properties

                  Non-Owner

  • Call / Email with your scenarios

 

  • Series #500 – Prime Jumbo – Fixed & ARMs

o   Very Competitive Jumbo Rates

o    5/1 ARM =     3.000 @ 101.000

o    30 Fixed =         4.000 @  101.000

o    15 Fixed =       3.500 @ 101.250

(Pricing Assumptions: 70LTV / 800+ FICO / Owner Occ / SFR / Purchase / LA <= 1M)

-Improve price by .625 for properties outside of CA 

 

  • Series #400 – Portfolio 5/1 ARM

o   Alt DOC – Bank Statements & Asset Utilization

o   12 Months Seasoning out of BK, Foreclosures & Short Sales

o   No Seasoning on Cash Out Refi

o   No Max Cash Out when LTV < 55LTV

o       Up to 10 Financed Properties

o       Up to 55DTI (at Note rate)

 

  • Series #600 – Expanded Prime 

o   Recently S.E. feature – 1 year Self Employed

o   **Newly added – 24 month bank statement for S.E.  (Personal Bank Statements Only)

o   Asset Depletion/Utilization

o   Up to 55 DTI (at Note rate +2) 

 

  • Series #700 - Non-Agency Hybrid 5/1 ARM
  • 89.90LTV w/ No MI – 740 FICO up to 1.5M

Richard Simpson – Mortgage Consultant

Good Friend Mortgage Inc.

A Consulting and Financing Firm

1500 Abbey Court

Alpharetta, GA 30004


e-Mail: Richard@GoodFriendMortgage.com  Web site: www.Richard.goodfriendmortgage.biz 404-919-7545 – Home Office

678-762-0127 – Main Office  770-200-1970 – eFax 

NMLS# 1068719 GRMA# 38328  Georgia Residential Mortgage Licensee# 18978 Branch NMLS#: 160318

Awesome

 

 

Investor Access – No Income Qualifying Non-Owner Occupied

Key to the lock

Investor Access - No Income Qualifying

Non-Owner Occupied

Purchase  -  R/T  -  Cash Out

Easy Underwrite – Collateral based

No Limit on Cash Out Amount

Loan Amounts 125k to 2M

Unlimited Properties

SFR, 2-4s & Condos

No Tax Returns

No Paystubs

No 4506-T

No W2s

No DTI

 

               This Will Generate New Business           

                            640 Score to 70LTV      700 Score to 75LTV

 

                          Great Solution for Foreign Nationals

       Your RE Agents have buyers who need this

            You have past/current clients who need this

                               Purchase and Refi – Cash out OK

 

  • Non-Prime Standard - Your Solution to Agency Fall-out

   30 Fixed & 5/1 ARM

                  90LTV No MI w/ 680 

                  85LTV No MI w/660

     80LTV w/ a 580

      Min FICO = 500

                  Only 1 day Seasoning on Foreclosure & Short Sale –

                  Only 1 day seasoning on BK 

      ALT DOC – 24 month bank statement option (FTHB not allowed)

   Up to 20 Financed Properties

                  Non-Owner

  • Call Richard 404-919-7545
    Or e-Mail  richard@goodfriend with your scenarios
7545 for your loan approval.

Call Richard 404-919-7545 for your loan approval.

NMLS# 1068719 GRMA# 38328 Georgia Residential Mortgage Licensee# 18978
 Branch NMLS#: 160318

 

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